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Mortgage Information

FHA Loans

FHA Loans

Purchase a home with as little as 3.5% down.

  • Credit scores starting at 580
  • First time home buyers eligible
  • Great low rates
  • Close in as little as 30 days
  • Gift funds eligible for down payment
  • Seller may contribute up to 6% towards closing fees

VA Loans

VA Loans

As a member of our military personnel, you are eligible for a special government insured VA loan.

  • No down payment required
  • Low interest rates
  • Fast closings, usually in 30 days or less
  • No private mortgage insurance (PMI)

3% Down Home Ready

3% Down Home Ready

You do not need 20% down to own a home. Purchase a new home with as little as 3% down.

  • Close on your new home in as little as 30 days
  • Gift funds eligible for down payment
  • First time home buyer eligible
  • Primary homes 1-2 units eligible
  • High Balance loans available

USDA Loans

USDA Loans

Help put the American Dream within reach. Purchase a home with no money down!

  • 100% financing means no down payment
  • Seller credits help cover closing fees
  • Perfect for more rural areas